Mortgages & Finance

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High Value Independent Mortgage Advice

RMI offers high value finance to individuals, business owners and companies in the UK and around the world,for both UK and non-UK nationals.

We provide specialist market information and expert advice on products available from leading lending firms, banks and building societies.

It’s sometimes hard to access competitive finance packages, especially if you want to borrow a significant amount of money. Whether you want to buy property, grow your business, invest in new opportunities or use your assets to create liquidity, we can source and negotiate the very best high-value finance for you in the following areas;

  • Expat Mortgages
  • Buy to Let Finance
  • Residential Mortgages
  • Furnished Holiday Let
  • Bridging Loans
  • Building Development Loans
  • Commercial Loans/Mortgages
  • Semi Commercial Mortgages
  • SPV’s Finance
  • Funding property purchases through Pension Funds (SIPPs / SSAS)

Expats

It’s not unusual for UK expats to keep their property in the UK or wish to buy in the UK and even if you’re thousands of miles away you can expect a personal and professional service.

How our mortgage service works:

We want to make working together as straightforward as possible and stay in touch during every part of the mortgage process:

  1. Please click here to enquire or if you would simply like to learn more about our specialist mortgage services please get in touch on (+44)1858 322101 or email info@rmi-ifa.co.uk
  2. We will contact you within 24 hours to organise a telephone call or meeting where we can learn more about your requirements. It’s also an opportunity for you to find out more about us without any obligations to proceed!
  3. Following this, our specialists will research the market and contact lenders to present the best options for you, keeping you updated along the way.
  4. Finally, we’ll present our recommendations to you and once we’ve come to an agreement, you’re able to sign our documentation electronically.

We have a minimum mortgage value of over £250,000

We’re transparent about the fees involved, so our services for clients who have been introduced to us through our introducer network, will be covered by the fee we receive from the lender known as a Procuration fee, typically 0.3% of the mortgage value.  There may be an additional fee which will be disclosed at the enquiry stage.

Regulatory Statement

Your home may be repossessed if you do not keep up with repayments on a mortgage or any debt secured against it.The Financial Conduct Authority (FCA) does not regulate (any lending that is not regulated) such as Buy to Let and Commercial Finance. The Financial Services Compensation Scheme (FSCS) does not apply for non-UK Residents and may not apply for a UK Resident buying overseas properties. Calls may be recorded for training and monitoring purposes.

What our clients say

I was recommended Paul and Bryony as financial advisers by a friend. My husband and I were particularly interested to think about where to invest our savings. They have helped us to think about what level of risk we are prepared to engage with and explained the different possibilities very clearly and thoroughly, enabling us to maximise the potential of our investments. They also provide regular updates. We have been very pleased with their service and have already recommended them to others.

Dr C Oliver

London

I have been a client of RMI since their foundation. Prior to that, I dealt with the directors for my own personal pension and our business pensions. This relationship as existed for the last 25 years. During this time, I have received first-class support and advice. I have always been kept informed on financial trends and opportunities. To this end I was able to plan retirement early if I wished. More importantly, I was able to choose the right opportunity as when to retire. Since retiring, I continue to receive the highest service and advice on fund management.

Mr. M Moore

Ex General Manager

Leicester

We have dealt with Paul and his staff for over 20 years and have received a first-class service that is completely to our entire satisfaction. We would have no hesitation in recommending the company to anyone who is seeking financial advice.

Mr J Channing

Ex Non-Executive Director, Earl Shilton Building Society

Leicestershire

It’s a great comfort to have Paul Eason and his team on call if I have any queries or concerns about my finances.

Ms M Topham

Oxford

Paul Eason and Bryony Evans have competently managed our investments for the past twelve years. Their service has been managed diligently; they have provided consistency of advice for positive results. This has given us satisfaction and confidence in their ability to handle our personal affairs. Their research and advice are in-depth, concise and clear. They have demonstrated a thoroughness in all aspects of our personal financial planning.

Mr & Mrs S Price

Devon

Following a personal recommendation from a colleague some two years ago, Bryony and Paul provided advice to my wife and myself on planning for my forthcoming retirement. Latterly they have helped another family member on how best to invest a lump sum inheritance. On both occasions, they have guided us through the various options available, indicating the pros and cons in an easily understandable way. They continue to provide regular updates on how the investment is performing. We have always found them to be attentive, knowledgeable and a pleasure to deal with. We would have no hesitation in recommending them to a friend seeking an adviser.

Mr & Mrs P Teasdale

Rutland

When you are investing, you need confidence to make decisive commitments. Paul Eason and Bryony Evans at RMI are true professionals that you can trust implicitly for commercial and personal advice and transactions.

Mr D Matthews

Chairman, Cellular Mouldings Ltd

Northants

RMI not only deal with all our company's employee benefits schemes, but also provide invaluable support for us on a personal level. Nothing is too much trouble and we have found their service to be effective, efficient and friendly. We would recommend RMI to any company or private individual looking for a comprehensive and personal service.

Mr & Mrs I Bates

Ex Directors of The Bright Consultancy Ltd

Bournemouth

Paul and Bryony have advised us for over ten years. They bring strong market knowledge and analysis to provide balanced views for investment decision making. This is then backed up by thorough administration - all delivered in a professional and easy-going manner.

Mr & Mrs I Morton

Concept Shape Ltd

Cheshire

RMI Independent Financial Advisers have been assisting our clients with knowledge and insight into the world of pensions and protection for over 10 years. They have helped many of our company and personal clients navigate their options and meet the legislative duties around pensions and auto-enrolment in the most efficient way, whilst giving them the confidence to plan effectively for their future. We have no hesitation whatsoever in recommending their services to not only our clients, but to other professional connections.

Sunflower Accounts Ltd

Accountants

Wiltshire

Paul has been a trusted adviser to our business for over 20 years and he and Bryony continue to support us with our company pension scheme whilst providing first class financial advice. We would highly recommend RMI for anyone seeking a quality financial advisory service.

Mr J Turner

Managing Director, LINAK UK Ltd

Birmingham

I was looking at my potential retirement options and RMI were able to come up with a bespoke pension solution that enabled me to retire earlier than I had expected.

B Kilfeather

Not knowing how to plan for the future, I required advise about pensions and insurance policies and Paul has helped by being constantly available, calm and pragmatic.

Dr R Singh

Director

Paul was recommended to me by one of his clients and I was looking for a financial adviser who could help with a pension scheme for my employees and also for my personal plan.

Paul helped all the members of my team. He had time and patience and everyone individually with their various circumstances. He was also very helpful with my personal pension during the time I have my business. My personal circumstances have now changed and Paul’s advice has been invaluable.

D Harrison

Business Owner

Get In Touch

If you’d like to learn more about our services or book a meeting, please leave a message and a member of the team will be in touch.

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